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What We Do

Services

Whether you are buying a home, refinancing, or simply renewing your mortgage we can help. With access to over 50 mortgage lenders, banks and credit unions we seek out the best options to suit your specific borrowing needs and professionally present your application to lenders to achieve the quickest approval. 

 

As licensed mortgage brokers, we provide you with independent and unbiased advice. We offer the following services to clients across Canada:

 

  • Pre-approvals.
  • Residential mortgages and secured lines of credit.
  • Debt consolidation lending.
  • Investment & vacation property financing.
  • Commercial mortgages and mortgages in holding companies.
  • Reverse Mortgages.
  • Mortgages for new immigrants, newly self employed or credit challenged clients.
  • Land financing.

Residential Services

From stepping into your first home to eyeing an investment property or seeking construction finance, envision your journey aided by our 150 years of collective experience in residential lending. By creating a space where lenders compete for your trust, we ensure you benefit from some of the industry’s most competitive rates. Dive deeper with our expansive access.

First Time Home Buyers

Buying your first home is as exciting as discovering a new spot on Vancouver Island. We’re here to help, giving you the guidance and insight you need. With ties to many lenders, our focus is always on what’s best for you, making sure you get the top rates and terms to make your first home purchase a success… Read More

Pre-approvals

Securing a pre-approval gives you a head start, just like getting an early start to catch the perfect sunrise. With this, you’re prepped to dive into the housing market with confidence. This entails getting your details in order upfront, receiving a clear picture of the mortgage terms and rate you qualify for. Our team is here to guide you through each step of the pre-approval, ensuring you’re set up for success… Read More

Vacation Homes

Beyond the allure of a peaceful escape, vacation homes have emerged as valuable financial anchors, doubling as potential nest eggs for retirement. As connectivity improves, bridging the urban and serene, many are recognizing that these once seasonal sanctuaries can seamlessly transition into ideal retirement havens… Read More.

Construction Financing

Whether crafting a new space or reshaping the familiar, our mortgage consultants stand ready to guide you with adaptable construction loan programs, spanning primary to alternate lenders. Leveraging our deep-rooted expertise, we ensure prompt approvals and construction draws aligned to your timeline. The journey of constructing or renovating, though intricate, is one we’ll help navigate… Read More

Investment Properties

Investment properties, akin to the hidden gems of Vancouver Island, especially those quaint residential spots, have become more reachable for many Canadians. As numerous homeowners will attest, real estate has shimmered as a top-tier investment in Canada for the last decade. However, much like navigating our Island’s varied terrains, securing financing for an investment property reveals its distinct intricacies… Read More… Read More

Private Lending

Like the harmonious blend of Vancouver Island’s local charm and expansive vistas, we collaborate with both locally-rooted and expansive nationwide lenders. These partnerships empower us to offer non-traditional mortgages, bridge-loans, and swift short-term financing solutions. Crafted to address immediate borrowing needs, these options are as tailored as the Island’s diverse landscapes. To explore how this aligns with your situation, please reach out to us today… Read More

Commercial Lending

Considering an acquisition or refinance of a commercial property or business? We collaborate with commercial banks, credit unions, and dynamic lenders, offering a spectrum of flexible solutions. Whether it’s apartment buildings, multi-residential properties, farms, or office towers echoing the varied terrains of the Island, our expertise covers a broad landscape. Dive into the vast possibilities with us… Read More

Refinances & Switches

Unlock a more favorable interest rate or tap into your home’s equity. We’re here to illuminate the paths available to you. As seasons shift and needs evolve, be it a nearing mortgage renewal or altered financial landscape, it’s an opportune moment to discuss mortgage refinancing with us. Just as the Island’s tides bring renewal, refinancing can usher in new financial horizons… Read More